Coming Soon

Comprehensive Financial Model for Insurance Companies

Comprehensive Financial Model for Insurance Companies
Best Financial Models |  | BFM-Model-55-Insurance-3

Additional information

Business Type

Insurance Company

File Format

Microsoft Excel

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do You Need an Insurance Business Plan? Partner with Africa’s Leading Business Plan Writers, JTB Consulting—trusted by startups and financial services entrepreneurs since 2006.

Designed to assist entrepreneurs, insurance professionals, and investors in evaluating the financial viability of a new or existing insurance business.

This financial model template in Excel provides a dynamic 10-year financial forecast tailored for businesses operating in the life, property, or health insurance sectors.

With its user-friendly interface, the model enables users to input key assumptions such as policy premiums, claims ratios, and operating costs, offering a robust framework to simulate various business scenarios. It incorporates multiple revenue streams, including premium collections, investment income, and reinsurance recoveries, allowing for a comprehensive analysis of the company’s income potential.

The model generates fully integrated financial statements—Income Statement, Balance Sheet, and Cash Flow Statement—while calculating critical metrics such as NPV (Net Present Value), IRR (Internal Rate of Return), and payback periods. With its detailed claim forecasting and reserve requirement calculations, it ensures regulatory compliance and financial stability.

Sensitivity analysis is a key feature, enabling users to model the impact of fluctuating claims ratios, premium growth rates, and investment returns on overall profitability. This functionality equips decision-makers with insights to manage risks effectively and adjust business strategies accordingly.

The financial dashboard summarises key KPIs, including gross written premiums, loss ratios, expense ratios, and combined ratios, offering a holistic view of the company’s performance. A break-even analysis highlights the premium volume required to cover operational expenses, guiding pricing strategies and growth planning.

This model is an essential tool for developing a data-driven insurance business plan, supporting fundraising efforts, and optimising operational efficiency. It’s suitable for startups launching new insurance ventures or established companies expanding their portfolio.

R7,999.00

Product Code BFM-2025-066 Category

Coaching session via Zoom / Google Chat to run through the model’s use and functionality.

Secure Payments

We accept various methods of payment, including Visa, Mastercard, and EFT.

Safe Shopping

Our site is secured with SSL certification and we do not store any of your payment details.

Instant Downloads

Immediate access to your chosen financial model, compatible with Excel or Google Sheets.

Global Compatibility

Our templates are designed for global use, featuring support for all major currencies.

NEED THIS
TEMPLATE NOW?
If you require this model template urgently, don’t wait! 

Submit an enquiry directly on this product page or via our Contact page. Upon order and payment receipt, we’ll expedite the delivery and provide the requested model template to you within 7 working days.

Item successfully added to cart
Best Financial Models |  | BFM-Model-55-Insurance-3
Comprehensive Financial Model for Insurance Companies